Sun Capital Energy is a direct business lender based in Pomona, California. We exist to put working capital into the hands of the businesses that drive our communities forward — quickly, transparently, and on terms that respect how real businesses operate.
Too many business owners get passed between brokers, marked-up offers, and slow approvals. We built Sun Capital Energy to be the source — a direct lender that says yes faster and explains every term clearly.
From our home beneath the San Gabriel foothills, we've made it our mission to deploy capital the way the California sun rises: dependably, generously, and with the warmth of a partner who's genuinely invested in your growth.
Because we fund directly, we can look at the full picture of your business — not just a score. That means structures that flex with seasonality, decisions measured in hours instead of weeks, and a team that picks up where automation leaves off.
Every relationship starts with understanding your momentum, then matching it with the right funding solution to help you rise.
Three commitments shape every funding decision we make.
We move at the speed of business. Fast, direct decisions mean you capture opportunities while they're still warm.
Clear terms, plainly explained. No fine-print surprises — just the honest clarity of a sunrise.
Your growth is our purpose. We structure funding to help your business rise, season after season.
Reach out and our team will help you find the right funding path for your business.
Apply for Funding